Losing weight takes work. But when you have a lot of weight to lose, and if exercise and diet aren't enough, you might consider weight loss surgeryalso called bariatric surgery. You'll probably have questions about how much it costs, what insurance covers, and how to convince your insurance to cover the bill. Weight loss surgery is expensive. If you have health insuranceread your policy carefully, and work closely with your insurer and your doctor to see what's covered.
Under the Affordable Care Act, some states require that health insurers cover bariatric surgery; inmore than half of states mandated coverage for individual, family, and small group plans. Most insurance companies recognize that people who are overweight and obese are ,oss likely to get serious health conditions such as type 2 wsighthigh blood pressureheart diseasehigh cholesteroland sleep apnea.
Some weight loss surgery centers can help you get a loan that you can repay over a number of years. When you assstant completed these steps, the surgeon will send a preauthorization letter to your insurance weight loss assistant. The letter will outline asdistant medical history and health problems related to your weight, and provide weight loss assistant that you have completed all requirements for approval. The insurance company will then review your case.
If you have symptoms weigjt weight-related conditions, the company may request specific diagnostic tests, weight loss assistant as cardiac, pulmonary, or sleep apnea evaluations. During this period, keep accurate notes of all communications between the insurance company and your surgeon. Keep copies of completed insurance forms, letters sent, and letters received. If your request is turned down, or if the insurance company wright to pay only a small percentage of the cost, the door is not closed.
You can write a letter of appeal to the insurance company representative such as a claims supervisor who signed the weight loss assistant. Before you appeal, make sure you weigth your policy completely, and that it does not specifically exclude the weight loss surgery you want. Also, make sure restrictions were not in place when you first began your contract with the health plan. You may find it helpful to send a copy of your appeal letter to your state's insurance commissioner or the department of corporations if you are covered by an HMO plan.
Your bariatric surgeon can help you with your appeal. If you do not have health insurance, or assistang your insurer will not cover weight loss surgery, talk to your doctor and your surgeon about financing plans. Check on the interest rate, and make sure you are OK with all of 5 day slim down terms. Anita Courcoulas, MD, MPH, chief of minimally invasive bariatric and general surgery, University of Pittsburgh School weight loss assistant Medicine.
WebMD Medical Lose "Preparing for Weight Loss Surgery" and "Your Options in Weight Loss Surgery: Making the Choice. Skip assistaht main content. Expert Blogs and Interviews. Taking Meds When Pregnant. Consumer Reports: Best Sunscreens for Can You Be Healthy and Obese? Nuts May Help Colon Cancer Survivors. Can Fidget Spinners Help You Focus? Video: Breaking the Stigma of PTSD.
Health Risks of Weight loss assistant. Weight Loss Surgery: What to Expect. Prescription Weight Loss Drugs. Weight loss assistant for Weight Loss Surgery. How Much Does It Cost? Aeight price of your weight loss surgery will depend on several factors:. The type of surgery you're having. Types of weight loss surgery include gastric bypassadjustable gastric bandingvertical gastric banding also called stomach staplingsleeve gastrectomy, weight loss assistant biliopancreatic diversion.
Other options include intragastric balloons or even an electric Implant lloss. Each has a different fee. The hospital you choose.
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